Parents, what advice do you have for someone sending a child to college for the first time?
3PM EST Monday – Mom Time TV on the radio: FINANCIAL RUT!
Moms are Talking
For some reason when August rolls around it feels as if it is our last chance at eating corn. And by eating corn we mean the super good, freshly-picked, wipe the chin, juicy sweet corn. Once September arrives everyone seems to be ready to immediately switch seasonal gears and it’s all about Autumn. As July comes to an end, we’re indulging in as much sweet Summer corn recipes as possible before the fall squash start filling the stalls and stands.
To savor every sweet kernel»
I love traveling – being in new places, exploring and discovering new sites, learning about the history of a town, its people and traditions. Whether it’s halfway across the globe or a small town two hours away from home or even a “staycation” in my own city, there is something exciting and adventurous about seeing new landscapes, meeting people and having new experiences. When traveling abroad, I’d rather become “one” with the people rather than stick out as a tourist. When you look like a tourist in a foreign country, you can often be a target for theft too. So when I’m traveling, I prefer using a credit card over carrying large sums of money. Having cash for small purchases and giving tips is the best option, but I only like to carry a little bit of cash with me anywhere I go – whether it’s a short trip away or a family vacation via airplane. I’m always paranoid that I’m going to lose money so I’d rather not carry large bills with me when we’re traveling. Using a credit card for larger purchases like hotel, rental cars, restaurants, local attractions and shopping, is safer and secure. ATM machines are not always available in some places too so I’d much rather play it safe by charging my purchases to a credit card rather than looking for a debit machine. There have been several times when my debit card chip wasn’t working, I didn’t have enough cash and my credit card came to the rescue. There is also the convenience of being able to make purchases quickly with a swipe or a quick tap and go. Whether you’re traveling to a remote location or a large city, a foreign country or across the border, or even when you’re taking a short trip in your own country, it’s best to carry a credit card that is widely accepted everywhere – for your peace of mind. Need some more money tips for travel? Watch this video and keep reading! http://www.youtube.com/watch?v=O9EHV_L00gA Here are 4 money tips for travel: Carry some small bills. You may want to exchange a little bit of money in advance if you’re traveling to a foreign country. There’s nothing worse than traveling somewhere and you don’t have any small change to tip a taxi driver or buy a bottle of water! Skip the Traveler’s Checks Travelers checks are no longer widely accepted and cannot easily be cashed, even at the banks that issue them. Don’t bother – just bring a credit card. Don’t Use Currency Exchange Desks Credit cards offer better rates than the currency exchange desks and you’ll be paying more in fees. You can use your credit card just as you would at home. Card issuers usually add currency-conversion fees of 2 to 3 percent for international transactions but you’ll get the best exchange rate and fees that are lower than those associated with exchanging cash. Use a MasterCard MasterCard is accepted in 210+ countries and territories, which is more than any other card. The PayPass locator app helps you find merchants/ATM’s worldwide. Using a MasterCard is convenient enough to use instead of cash wherever possible. Credit cards are a safe, easy and convenient way to pay when traveling and there are many travel benefits built right into your credit card, including: Accepted at more places than any other card Acceptance every time you swipe or tap Purchase Protection Emergency Card replacement Ability to track spending and FX via online banking Built-in benefits such as insurance Safest and most seamless tool for cross-border travel Real-time offers and rewards Partner perks Safe & secure round trip (fraud detection and Zero Liability policy) 24/7 Toll-free emergency services operators worldwide Having a MasterCard in your wallet is your best bet when traveling abroad or staying close to home. Your card is your travel partner because it’s convenient and gives you peace of mind whether you’re visiting a remote island or enjoying a staycation! Disclosure: I’m working with MasterCard on this fabulous travel campaign.
I promise this here blog o’ mine will return to its former technicolor glory soon! I finally finished ordering all the prints for the office (we move in later this week) and since the photo project taken up a lot of my life over the past week, and since my blog is about my life, I think it’s only right to share a few more! The photos I selected aren’t just serious ones. I picked…